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Call for a free initial consultation: 770-615-7002

  • Home
  • About
    • James E. Goad
    • Louis Keilman
    • Melissa Jenkins
    • Tina S. Rutledge
  • Practice Areas
    • Criminal Law
    • Family Law
    • Personal Injury
    • Bankruptcy
  • FAQ
  • Testimonials
  • Blog
  • Contact

The homestead exemption in bankruptcy cases

On behalf of The Law Office of James E. Goad, PC | Jan 20, 2021 | bankruptcy

People who are contemplating filing for bankruptcy may have questions regarding being able to keep their homes. Fortunately, the homestead exemption exists to allow those going through bankruptcy to retain their primary residence in most cases. What is the homestead...

What are your obligations for Chapter 13 bankruptcy?

On behalf of The Law Office of James E. Goad, PC | Nov 30, 2020 | bankruptcy

Georgia residents like you may feel at a loss when filing for bankruptcy. There is a lot of false information out there, and much of it intends to scare you. In reality, your obligations as a debtor in Chapter 13 bankruptcy are sensible and easy to manage. As long as...

Merely having health insurance does not prevent medical debt

On behalf of The Law Office of James E. Goad, PC | Sep 17, 2020 | bankruptcy

You may be one of the many Americans who are able to access health insurance coverage previously out of your reach because of the Affordable Care Act. The expansion of coverage under ACA can help to provide some protection in the event of an unforeseen injury or...

What does chapter 13 bankruptcy do for you?

On behalf of The Law Office of James E. Goad, PC | Jul 30, 2020 | bankruptcy

As a consumer, you usually have only two bankruptcy choices: Chapter 7 and Chapter 13. The latter is a reorganization strategy that involves a repayment plan over a period of three to five years. People who make too much money to qualify for Chapter 7 bankruptcy but...

What leads to medical debt?

On behalf of The Law Office of James E. Goad, PC | May 22, 2020 | bankruptcy

It is no secret that medical care is expensive, and the costs continue to go up. There is no relief in sight. Even insurance is not enough these days to cover all the expenses if you suffer a serious injury or illness. If you have a chronic condition, you can expect...

Using Chapter 7 bankruptcy to eliminate medical debts

On behalf of The Law Office of James E. Goad, PC | Mar 18, 2020 | bankruptcy

Despite a booming economy, many Americans are facing economic struggles. Many of these people are currently in retirement or about to retire. In this demographic, medical debt is often the problem. Health insurance and health care become more expensive as people age....

How Creeping Debt Becomes Crushing Debt

On behalf of The Law Office of James E. Goad, PC | Jan 25, 2020 | bankruptcy

You do not plan for bankruptcy. You might not even consider it. There can be a stigma to the term as many people may consider it a point of failure to file for bankruptcy when in the face of insurmountable medical debt. It can be disregarded as a tool to assist those...

The CARD Act protects you from credit card companies

On behalf of The Law Office of James E. Goad, PC | Jan 30, 2019 | bankruptcy

If you're having trouble managing credit card debt, you're not alone. The total amount of credit card debt among American consumers surpassed 1 trillion dollars last year, according to a study by WalletHub. Now that's a lot of debt. Some card issuers have engaged in...

How medical debt often leads to bankruptcy

On behalf of The Law Office of James E. Goad, PC | Sep 21, 2018 | bankruptcy

American health care is often anything but cheap, which is why it is easy for medical bills to stack up. Especially after a number of costly procedures after an illness or injury, you may be swimming in debt, even if you have health insurance. If you find yourself...

Do you lose all of your property in a Chapter 7 bankruptcy?

On behalf of The Law Office of James E. Goad, PC | Mar 26, 2018 | bankruptcy

There are many things that could leave you facing considerable debt. Perhaps you suffered a major medical emergency which led to crushing medical bills. Maybe a loss of income through a divorce or unemployment caused your bills and debt to pile up. Or perhaps...

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