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Cartersville Law Blog

What to do after a car accident

Car accidents are one of the greatest issues in the United States. There are over six million car crashes every year, and three million people suffer injuries. These situations can be very disorienting. One moment you’re calmly heading toward your destination and the next you’re in a wreck wondering what to do.

Accidents can be frustrating and may ruin your afternoon, but it’s important to stay calm and try not to panic. If you follow the proper protocol, the situation will be over quickly, and you’ll be able to resume your day.

When a debt collector can contact you and how to make it stop

Those who owe money should expect someone will come around asking for it sooner or later. But, most don’t realize that there are laws about when and how collection efforts can be made.

If you find yourself in this position and are feeling harassed by creditors, you have the power to make it stop. Here’s how.

What you put in your mouth may affect breathalyzer results

Recent studies have shown that breathalyzer tests aren't always accurate. A number of factors can affect the results you get, such as the quality of the breathalyzer or even a hiccup.

But, did you know that something as simple as what you put in your mouth could have a profound impact on whether or not your arrested for a DUI? Here are just a few things you may want to cut out of your routine.

The CARD Act protects you from credit card companies

If you're having trouble managing credit card debt, you're not alone. The total amount of credit card debt among American consumers surpassed 1 trillion dollars last year, according to a study by WalletHub. Now that's a lot of debt.

Some card issuers have engaged in abusive lending practices to wrack up this debt by imposing surprise fees and penalties. What most credit card users don't know is that they have a federal right against these types of practices under the Credit Card Accountability Responsibility and Disclosure Act of 2009.

How serious are shoplifting charges?

1 out of 11 Americans are shoplifters -- that's about 27 million people. According to the National Association for Shoplifting Prevention (NASP), over 10 million people have been caught shoplifting in the US within the last five years.

With habitual shoplifters stealing an average of at least once per week, it's no surprise. But, what exactly happens when you're caught shoplifting? The severity of the penalties for this crime depends on a few factors.

The dangers of tractor-trailer accidents

Getting into an accident with a tractor-trailer is scary and often life-threatening. These types of vehicles can weigh up to 80,000 pounds, which would cause a devastating crash.

The Insurance Institute for Highway Safety reports that there were just shy of 4,000 fatalities resulting from tractor-trailer collisions in 2016, with 66 percent of those being passenger-vehicle occupants. What types of tractor-trailer accidents should you watch out for?

How medical debt often leads to bankruptcy

American health care is often anything but cheap, which is why it is easy for medical bills to stack up. Especially after a number of costly procedures after an illness or injury, you may be swimming in debt, even if you have health insurance.

If you find yourself sinking under the weight of your medical debt, claiming Chapter 7 bankruptcy may be an option you are looking toward. Claiming bankruptcy can be scary, but the good news is that you are not alone. An NPR poll shows that more than 25% of adults suffer severe financial trouble after the cost of medical care.

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The Law Office of James E. Goad, PC
125 North Gilmer Street
Cartersville, GA 30120

Phone: 770-615-7002
Fax: 770-607-9392
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